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CORPORATE INSURANCE

Group Medical and Personal Accident
Cover for Your Team

Protect your employees with comprehensive Group Mediclaim (GMC) and Group Personal Accident (GPA) insurance. Attract talent, reduce attrition, and fulfil statutory responsibilities — all at group rates 40–60% cheaper than individual policies.

₹3L–₹10L Per employee cover
No Medical check required
40–60% Premium savings vs individual
Sample Group Policy
Team Size50 Employees
Sum Insured (GMC)₹5,00,000/employee
GPA Cover₹10,00,000/employee
Approx. Annual Premium₹8–12 Lakhs
Family CoverAvailable as add-on

*Premiums vary by industry, age profile, and claims history.

PRODUCTS

GMC vs GPA — What's the Difference?

Group Mediclaim (GMC)

Health insurance for hospitalisation expenses. Covers employees and optionally their families.

  • Hospitalisation & surgeries
  • Pre & post hospitalisation
  • Maternity benefit (optional)
  • OPD cover (optional)
  • No medical check-up required
  • Cashless at 10,000+ hospitals

Group Personal Accident (GPA)

Accidental death and disability cover. Pays lump sum compensation for accidents at work or elsewhere.

  • Accidental death (100% SI)
  • Permanent total disability (100%)
  • Permanent partial disability
  • Temporary total disability
  • Workmen's Compensation compliance
  • 24×7 worldwide cover
WHY GROUP INSURANCE

Why Businesses Choose FinGarage for Group Cover

40–60% Premium Savings

Group buying power means significantly lower premiums than individual plans — same or better coverage at a fraction of the cost.

No Medical Check-Up

Employees are covered regardless of pre-existing conditions or health status. No individual underwriting — everyone is in.

Family Cover Add-On

Extend GMC cover to employees' spouse, children, and parents — a highly valued employee benefit at marginal cost.

HR Admin Support

We handle all policy administration — additions, deletions, endorsements, and claim support throughout the year.

Claims Data & Analytics

Annual claims reports help HR teams understand utilisation patterns and optimise coverage at renewal time.

⚖️

Statutory Compliance

GPA helps meet Employees' Compensation Act obligations. We ensure your policy satisfies all relevant labour law requirements.

EXPLORE MORE

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Get a Group Insurance Quote for Your Team

Tell us your team size and we'll get competitive quotes from top insurers within 24 hours — with full policy analysis included.